Worried about a LOVED ONE? YOU ARE NOT ALONE!

Is someone quietly draining your parent's life savings?

Each year, roughly 78 million US adults (about 29%) experience a scam or fraud. Consumer advocacy groups estimate the total cost to Americans exceeds $119 billion per year.

By the time financial abuse is obvious, tens or hundreds of thousands of dollars are already gone and will NEVER be recovered.

Get the FREE Early Warning System

Instant PDF download. Educational awareness only — not a diagnosis.

Ordinary Worry vs. Real Warning Sign

They feel identical in the moment. But one is nothing — and one is your parent's savings walking out the door. This system sorts it for you, tier by tier.

Ordinary worry

The kind of thing every family notices and lets go — a new face, a private parent, a charge you don't remember. On its own, it usually means nothing.

A real warning sign

A specific size, pattern, and combination of changes that actual financial abuse cases share. The full guide names them exactly — so you don't have to guess.

The triage system

Three tiers. Not a flat checklist.

A checklist tells you something is wrong. It doesn't tell you whether to breathe — or to pick up the phone right now. Find where you actually stand, and know exactly what to do next.

WATCH Keep an eye on it

Note it — don't act yet.

A handful of everyday changes can look exactly like nothing at all. The full checklist tells you precisely which ones are worth a mental note — and which to let go.

CONCERN Check in this week

Worth a direct, calm check-in.

A specific pattern that's easy to miss and serious enough to raise this week. The full checklist names exactly what qualifies — and how to bring it up.

URGENT Stop and call today

This may be active theft.

If even one of these is already happening, money may be leaving the account right now. The full checklist tells you exactly what qualifies — and who to call today.

What's inside

Five tools. Zero guesswork.

Built on best practices from the FBI, the Better Business Bureau, and the Consumer Financial Protection Bureau (CFPB).

The word-for-word check-in script

Raise it with your parent or their caregiver without sounding like an accusation. Exact phrasing that opens the conversation instead of shutting it down.

The 15-minute bank statement scan

No financial background needed. A plain, step-by-step walkthrough of exactly what to look for on a statement — and precisely where the trouble hides.

The tiered red-flag checklist

Every warning sign sorted across Watch, Concern, and Urgent — so the moment you spot something, you already know how serious it is and whether to wait, ask, or act.

The who-to-call map, by tier

Matched to severity: the bank fraud line, Adult Protective Services, or an elder law attorney. Never wonder again who to dial first.

The 7 scams hitting seniors most in 2026

We'll walk you through the most common scams targeting older adults right now, in plain language — and exactly what to put in place to protect your loved one from each one.

Get the FREE Early Warning System

Instant PDF download. 15–30 minutes. No financial background required.

Katya Sverdlov, Esq., founder of Sverdlov Law PLLC

Built by Sverdlov Law

"The hardest part is never the checklist — it's raising it without breaking your parent's trust. That's what the script is for."

— Katya Sverdlov, Esq., Founder of Sverdlov Law PLLC

Katya Sverdlov built this system from both sides of the problem — as a guardianship and elder law attorney at Sverdlov Law PLLC, and with a financial background that taught her exactly what exploitation looks like on a bank statement before it reaches a courtroom.

Scope & safety

What this is — and what it isn't.

This is educational awareness only. It does not diagnose abuse, and it is not legal advice. Its purpose is to help you see clearly and act calmly.

If you land on an Urgent-tier finding, contact Adult Protective Services, an elder law attorney, or the police immediately. Do not handle it alone.

We tell you exactly where this tool stops — because knowing the limit is part of protecting your parent.

If it's urgent

Found something Urgent — and you're in New York?

Sverdlov Law PLLC handles guardianship and elder law consultations. Urgent-tier findings are time-sensitive, and are often a same-week booking. This next step is entirely optional and only relevant to New York residents.

Optional · New York only

Get Your Free Case Evaluation

Only relevant if you're a New York resident with an urgent-tier finding.